Over 35 Years Experience in The Sailboat Insurance Business
Working as an Independent Agent & Underwriter, We Manage Sailboat Insurance Programs from Start to Finish
Sailboat insurance is a reliable and flexible product designed to cater to sailboat owners' needs and requirements. At Florida Marine Insurance Services, we offer comprehensive coverage to protect your most treasured asset, your sailboat, whether afloat, ashore, or in storage. We pride ourselves in the ability to customize sailboat insurance policies that best suit our clients.
Sailboat Insurance You Can Count On
Our main sailboat insurance covers:
- Physical damage – This coverage pays for repairs to your sailboat as a result of damage caused both on land and in the water by varied perils. Such perils may include vandalism, wind, lightning, theft, rain, fire, hail, and wave action. This policy covers the hull and permanent components such as the sails, spars rigging, motors, fuel tanks, anchors, and onboard safety equipment.
- Protection and indemnity liability – This liability coverage pays for injuries and property damage you may cause other people in the event of a boating accident. These accidents may be a collision with other boats, water skiers, collisions with docks, and swimmers. It protects against lawsuits, including legal fees and payment of settlements. It helps safeguard you and your financial future.
- Personal property coverage – This coverage reimburses you for the cost incurred in case of loss or damage of personal effects, clothing, cameras, a stereo system, sports, and fishing equipment while aboard your sailboat.
- Medical payments coverage – Medical payment coverage pays for an ambulance, first aid treatment, and hospital costs. It also includes other costs, such as another person injured on your boat. It protects you, your family, and guests while aboard the sailboat.
- Uninsured boaters' liability – Boat liability coverage is not mandatory; hence, some boaters are operating without liability coverage. Uninsured boaters' liability compensates you for injuries sustained as a result of another boater who has no liability coverage.
Customer Service You Can Count On
Not only do we provide reliable sailboat insurance plans, but we are also attentive to customer service throughout your policy period. Before setting sail today, ensure your boat is covered from unexpected perils. Call Florida Marine Insurance to get a quote for your sailboat.
