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Over 35 Years Experience in The Yacht Insurance Business

Yacht Insurance Coverage in Florida

Florida Marine Insurance Services, Inc. is proud to offer unparalleled yacht insurance coverage in Florida. Our comprehensive insurance plans are designed to provide peace of mind and protection for yacht owners, ensuring that they can fully enjoy their time on the water without worrying about potential risks.

As a trusted marine insurance company in Florida, we ensure that our insurance coverage goes above and beyond to address the unique needs and risks associated with owning a yacht. Whether it’s protection against hurricane damage, theft, or personal injury liability, our policies are designed to offer comprehensive protection for yacht owners in the Sunshine State.

We take pride in our personalized approach to insurance. Our team of experienced agents works closely with each client to understand their individual needs and provide customized solutions that offer the right balance of coverage and affordability.

Personalized Service for Your Peace of Mind

With our yacht insurance coverage, you can set sail with confidence, knowing that your investment is safeguarded by a trusted and reliable insurance provider. Contact Florida Marine Insurance Services, Inc. today to learn more about our yacht insurance options and start enjoying worry-free adventures on the Florida waters.

Importance of Yacht Insurance Coverage in Florida

While the state of Florida doesn't mandate yacht owners to maintain insurance for boat ownership and operation, having insurance is often a prudent decision. If you financed your yacht purchase with a loan, most likely your lender will insist on insurance coverage until the loan is fully repaid. Moreover, many marinas require insurance as a prerequisite for docking your vessel.

Choosing marine insurance services, even if not explicitly required, is still a wise move. Safeguarding the significant investment you made in your yacht is crucial. In the event of any mishap—whether in the harbor or while at sea—you wouldn't want to be financially responsible for the damage. Additionally, if a boating accident leads to injuries, you could potentially face substantial medical expenses for those involved.

Insurance You Can Count On

Our yacht insurance can cover the following and more:

  • Equipment Insurance – This coverage pays for repairs to your yacht as a result of physical damage caused both on land and in the water. This policy covers the hull and machinery.
  • Protection and indemnity – This liability coverage pays for injuries and property damage you may cause other people in the event of a yachting accident.
  • Yacht Crew Health Insurance – This coverage allows you to take care of those who work on your vessel.
  • Towing and Labor – If your boat breaks down, this covers the cost of towing and labor and the cost of delivering fuel, oil or a battery.
  • Uninsured boaters' liability – Boat liability coverage is not mandatory; hence, some boaters are operating without liability coverage. Uninsured boaters' liability compensates you for injuries sustained as a result of another boater who has no liability coverage.

The Best Yacht Insurance Company in Florida

When you are ready to secure your investment in your yacht, you can count on our luxury yacht insurance company. Florida Marine Insurance has been providing yacht and other types of watercraft insurance for more than 35 years. We have the experience and expertise to help you put together a policy that makes sense for your particular yacht and the ways you use it.

We welcome you to get in touch with us right away to learn more about luxury yacht insurance. We'll make sure that your policy meets the needs of your marina or lender, as well as your personal preferences. Reach out to our team today to learn more about your policy options and to request a free, no-obligation price quote.

Choose Your Coverage

We can customize coverage for your Yacht, Mega Yacht, or Sailboat including Crew and Navigational needs. Simply complete the application and someone will get back to you within 24 hours.

Insurance for a Yacht OVER $2 million in value
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Insurance for a Yacht UNDER $2 million in value
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